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Please consider the following factors before switching from the Montgomery GI Bill and irrevocably electing Post-9/11 (Chapter 33):

  • Which benefit pays me more? (MGIB Chapter 30, 1606, 1607, or Post-9/11)
  • What is the training rate of pursuit?
    • Course load at 50% or less = no BAH
    • Course load at 60% - 90% = BAH will be prorated
    • Course load at 100% = BAH paid based on E-5 w/ Dependents rate & the JMU zipcode
  • Am I receiving aid, such as free tuition and fees from other sources?
  • Under Post-9/11, JMU must report the "net cost" of tuition and fees to VA.
  • Will entitlement to this aid change?
  • At what Post-9/11 GI Bill benefit level tier am I eligible?
  • How much, if any, of the training will be online/distance learning?
  • Is the delimiting date (the timeframe to utilize benefits) important?
    • 10 yrs vs. 15 yrs
  • Do I have remaining entitlement under MGIB Chapters 30, 1606, or 1607?
  • Do I plan to exhaust that MGIB entitlement before electing Post-9/11 GI Bill?
  • Am I eligible for Transfer of Entitlement? Do I want to transfer entitlement?
  • Will I pursue a graduate degree?
Note: Eligibility for transfer of entitlement is determined by the military branches of service with final approval made by DoD/DHS and VA.
Please refer to the Post 9/11 GI Bill (Chapter 33) "What's Covered" section for answers to some of the questions above.

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