Moving off-campus can be a daunting task, but have no fear, Off-Campus Life is here to help you through all steps in the process!

You can view the Off-Campus Guidebook for a comprehensive guide to navigating the transition to living off-campus.

  • Why Renter’s Insurance Matters: It covers your personal belongings and liability in case of incidents like fire, theft, or injuries in your apartment—protections not included under your landlord's insurance.

  • Understanding Renters Liability Insurance: Liability-only plans may cover legal expenses if you cause damage or injury but won’t protect your personal property. Full coverage is recommended for comprehensive protection.

  • Common Events Covered: Insurance typically covers damage from fires, power surges, theft, and accidental injuries that occur in your apartment.

  • Checking with Parents: If you're a dependent student, your parents' homeowner’s insurance might already cover you. Otherwise, you'll need to purchase a separate policy.

  • Local Insurance Providers: Consider options like Geico, State Farm, and Nationwide in Harrisonburg for renter’s insurance, with rates starting around $100-$120 per year. Always provide your landlord with proof of insurance. 

Check out the OCL Housing Guide for a directory and map of available off-campus housing, and visit our partner website for additional listings.

Attend one of our upcoming Leasing 101 workshops to learn more about the leasing process and the UDAP site for assistance with utilities.

Visit our Pinterest for some inspiration on how to decorate and furnish your apartment, cook for yourself, and make Harrisonburg feel even more like home.

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Off-Campus Life
The Union (Taylor Hall)
285 Warren Service Drive
Room 205
Harrisonburg, Virginia 22807