I withdrew from a class; will it count against me?

Yes, it will affect the Pace calculation and Max Time requirement.

 If I don't meet SAP, can I still get a Federal Direct Loan? Can my parents get a PLUS Loan?

No, but you may qualify for some alternative loans that do not require SAP.

 If I resolve my academic deficiency, can I receive financial aid?

Even if improvement after a semester is enough to alleviate you SAP issue(s), federal regulations prohibit us from evaluating SAP for students more than once annually.  The only way to receive consideration for financial aid after being flagged as "not meet" is by submitting an appeal.

 I appealed my suspension and was permitted to return to JMU; does this mean I qualify for financial aid?

No, admission to the university does not guarantee financial and eligibility.  The financial aid office will notify you if you fail SAP.  A separate appeal is required.

 Can I get financial aid for summer if I am not meeting SAP?

No, you would need to submit an appeal, with appropriate supporting document, to receive consideration.

 If I qualify for the transfer equivalent policy, will I automatically be eligible for financial aid?

No, all attempted hours count in the SAP evaluation, including those excluded under the transfer equivalent option.  Therefore, you will not automatically meet SAP requirements based on this policy.

 If I decide not to appeal my SAP status or if my appeal is denied, how can I pay my bill?

Some lenders offer alternative loans that do not require you to meet SAP standards.  However, you may need a creditworthy cosigner to qualify.

 During high school, I took some classes at a local college. How do these hours affect my SAP status?

As required by federal regulations, any dual enrollment hours that you earned based on work completed while in high school will count as attempted hours in the SAP evaluation.

 You say I haven't earned 67% of my attempted hours but according to my transcript I have; why is that?

Our SAP policy requires that we add the following hours to those that appear as attempted on your transcript (transfer, AP/IB credit, withdrawals, repeat/forgive, incompletes and credit hours earned by exam).  Divide the number of credit hours you earned by your total attempted hours.  If the answer is 67 percent or more, you meet the Pace (credits earned) requirement.

 I'm working on a double major and need extra time to complete my degree. The SAP policy says I can't receive aid if I attempt more than 180 hours. What can I do?

You are subject to the same standards as students who are pursuing a single major.  If you exceed the max time limit, you may submit an appeal for consideration.  Many students submit successful appeals and continue receiving financial aid until graduation.

 Why was my appeal only granted for one semester?

Federal regulations stipulate that we grant your appeal one semester at a time.  You must fulfill the terms of an academic plan to continue receiving financial aid.  We encourage you to submit your appeal as early as possible.  An early appeal will receive an early response.

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