Announcements
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The 2026–2027 FAFSA (Free Application for Federal Student Aid) is now open and can be completed at www.studentaid.gov. Visit our FAFSA page for more information.
Students applying to James Madison University and seeking scholarship consideration should file the FAFSA by January 1, 2026 to maximize their eligibility.
To meet JMU’s priority filing deadline, be sure to submit your FAFSA by March 1, 2026.
- If you are looking to apply for aid for the current academic year, 2025-2026, the 2025-2026 FAFSA can be completed through www.studentaid.gov.
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The General Scholarship Application opens October 1st through Madison Scholarships Hub in MyMadison. The application is primarily for scholarships for the upcoming academic year, but can also be used for upcoming Study Abroad in the current year or scholarships for next Summer.
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Fees and Rates
Interest Rates (Effective July 1, 2025 - June 30, 2026)
- Undergraduate Direct Loans:
- Subsidized 6.39%
- Unsubsidized 6.39%
- Graduate Unsubsidized Direct Loan: 7.94%
- Graduate PLUS Direct Loan: 8.94%
- Parent PLUS Direct Loan: 8.94%
Up Front Origination Fees (Effective October 1, 2020 - September 30, 2025)
- Undergraduate Direct Loans: 1.057%
- Graduate Unsubsidized Direct Loan: 1.057%
- Graduate PLUS Direct Loan: 4.228%
- PLUS Direct Loan: 4.228%
Read a further explanation of what an origination fee is provided by the Department of Education. Our Consumer Information also details interest rates and origination fees.
Percentage of JMU Students Who Borrow: 36%*
*Information accessed from the U.S. Department of Education’s College Scorecard on September 5, 2023.
Cohort Default Rate (CDR) (Published February 2023)
JMU CDR: 0.8%
National Average CDR [Public 4 yrs (+)]: 1.8%
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Summer Hours of Operation:
Mon - Thur 8 a.m. - 5 p.m.
Fri 8 a.m. - 12 p.m.
