Non-Medicare Eligible Retiree Premium Rates

Commonwealth of Virginia Health Benefits Non-Medicare retiree monthly premiums for July 1, 2026-June 30, 2027

Non-Medicare eligible retiree group members pay the total premium.

Please note: Get a premium reward if you are enrolled in COVA Care or COVA HealthAware. You or your spouse can complete certain health activities to pay $17 less a month or $34 less when both of you meet the requirements.

The table below is best viewed at horizontal orientation on your device.

This table shows the premiums for the different health insurance plans with and without premium rewards
Health Care Plans Premium
YOU only YOU plus ONE YOU plus TWO or MORE
COVA Care (with preventive dental) Total Premium $1,096 $2,030 $2,947
COVA Care + Out-of-Nework Total Premium $1,124 $2,083 $3,022
COVA Care + Expanded Dental Total Premium $1,129 $2,090 $3,035
COVA Care + Out-of-Network + Expanded Dental Total Premium $1,157 $2,143 $3,110
COVA Care + Expanded Dental + Hearing & Vision Total Premium $1,149 $2,127 $3,089
COVA Care + Out-of-Network + Expanded Dental + Vision & Hearing Total Premium $1,177 $2,180 $3,164
COVA HealthAware (with preventive dental) Total Premium $1,010 $1,872 $2,720
COVA HealthAware + Expanded Dental Total Premium $1,043 $1,932 $2,808
COVA HealthAware + Expanded Dental & VIsion Total Premium $1,053 $1,952 $2,836
COVA HDHP (with preventive dental) Total Premium $922 $1,708 $2,492
COVA HDHP + Expanded Dental Total Premium $955 $1,768 $2,580
Kaiser Permanente HMO - (available primarily in Northern Virginia) Total Premium $1,000 $1,837 $2,677
Sentara Health Plans HMO (available in Hampton Roads/Eastern Shore Total Premium $1,010 $1,868 $2,705
TIRCARE Voluntary Supplement Total Premium $61 $120 $161*
*If an employee covers multiple children without a spouse, the rate is $120.

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