Non-Medicare Eligible Retiree Premium Rates

Commonwealth of Virginia Health Benefits Non-Medicare retiree monthly premiums for July 1, 2024-June 30, 2025

Non-Medicare eligible retiree group members pay the total premium.

Please note: Get a premium reward if you are enrolled in COVA Care or COVA HealthAware. You or your spouse can complete certain health activities to pay $17 less a month or $34 less when both of you meet the requirements.

The table below is best viewed at horizontal orientation on your device.

This table shows the premiums for the different health insurance plans with and without premium rewards
Health Care Plans Premium Premium with Rewards
YOU only YOU plus ONE YOU plus TWO or MORE YOU only YOU plus SPOUSE YOU plus SPOUSE and MORE
Employee Employee or Spouse Employee & Spouse Employee or Spouse Employee & Spouse
COVA Care Total Premium $886 $1,640 $2,379 $869 $1,623 $1,606 $2,362 $2,345
COVA Care + Out-of-Nework Total Premium $907 $1,679 $2,436 $890 $1,662 $1,645 $2,419 $2,402
COVA Care + Expanded Dental Total Premium $919 $1,700 $2,467 $902 $1,683 $1,666 $2,450 $2,433
COVA Care + Out-of-Network + Expanded Dental Total Premium $940 $1,739 $2,524 $923 $1,722 $1,705 $2,507 $2,490
COVA Care + Expanded Dental + Hearing & Vision Total Premium $939 $1,737 $2,521 $922 $1,720 $1,703 $2,504 $2,487
COVA Care + out-of-Network + Expanded Dental + VIsion & Hearing Total Premium $960 $1,776 $2,578 $943 $1,759 $1,742 $2,561 $2,544
COVA HealthAware Total Premium $785 $1,457 $2,110 $768 $1,440 $1,423 $2,093 $2,076
COVA HealthAware + Expanded Dental Total Premium $818 $1,517 $2,198 $801 $1,500 $1,483 $2,181 $2,164
COVA HealthAware + Expanded Dental & VIsion Total Premium $828 $1,537 $2,226 $811 $1,520 $1,503 $2,209 $2,192
COVA HDHP Total Premium $665 $1,239 $1,810
COVA HDHP + Expanded Dental Total Premium $698 $1,299 $1,898
Kaiser Permanente HMO - (available primarily in Northern Virginia) Total Premium $869 $1,597 $2,327
Sentara Health Plans HMO (available in Hampton Roads/Eastern Shore Total Premium $855 $1,584 $2,293
TIRCARE Voluntary Supplement Total Premium $61 $120 $161

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