Life Insurance




When does my basic group life insurance coverage become effective?

Eligible employees are covered under the basic group life insurance plan from the first day of employment.

What types of employees are eligible for group life insurance?

Full-time, permanent, salaried employees and some part-time permanent, salaried employees are eligible for the basic and optional group life insurance.

Are there enrollment forms to complete for the basic group life insurance?

For basic group life insurance you will need to complete the Designation of Beneficiary form which is typically completed upon hire. The beneficiary designated should be updated as necessary.

What if I do not have a Designation of Beneficiary on file?

The state will pay your beneficiaries in the order of precedence: spouse, children, parents, executor of estate, next of kin.

Are there enrollment forms to complete for the optional group life Insurance?

To apply for optional life insurance you will need to complete the enrollment application to purchase additional life insurance for yourself, spouse or dependent children.

What if I do not enroll in the optional group life insurance within my first 31 days of employment?

You can apply for optional life insurance at any time. However, you will be subject to complete an Evidence of Insurability form and undergo the underwriting process for coverage that is not guaranteed.

Who is the beneficiary for my optional group life insurance?

The employee’s beneficiary for optional group life insurance is the same as designated for the employee’s basic group life insurance. The employee is the beneficiary for the optional group life insurance for the employee’s spouse and children.

How long can I cover my dependent child under the optional group life insurance?

Dependent children can be covered under the optional group life insurance if they are under the age of 21 years old or age 25, if a full-time college student.

How much optional life insurance am I able to elect on my spouse?

You are able to elect half of what you elect for yourself on your spouse.

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