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Installment Payment Plans

An installment payment plan is offered and administered through JMU’s vendor, Higher One/CashNet, for the fall and spring semesters.  The plan is based on a budgeted amount that you determine is needed and set up separately for each semester.  Tuition, room rent, meal plan charges and other appropriate fees are posted throughout the year on the UBO web site.  You may use estimated amounts when setting up the plan and can make adjustments for increases and decreases when final amounts are determined during the first weeks of the semester. 


 Fall Payment Plan

Enrollment Period Number of Payments Payment charged on 5th of
June 1 - July 4 5 July - November
July 5 - August 4 4 August - November
August 5 - Tuition Due Date 3 September - November

Spring Payment Plan

Enrollment Period Number of Payments Payment charged on 5th of
June 1 - December 4 5 December - April
December 5 - January 4 4 January - April
January 5 - Tuition Due Date 3 February - April


  • The monthly installment payment plan operates as an automated electronic check or automated credit card charge for the specific period of time based on the number of payments available as of the enrollment date.  There is a 2.75% fee to use a credit card.  There is no fee to use an electronic check.
  • The enrollment fee will be between $10 and $30 per semester based on your budget amount and will be charged immediately.
  • The minimum budget amount is $415.
  • Payment plan balances can be increased or decreased by contacting the University Business Office during regular business hours.
  • The Vendor will charge a fee(s) for bank payments returned for non-sufficient funds or expired or terminated credit card payments.  Please refer to the terms of agreement for fees in the installment payment plan contract.
  • Two missed installment payments will result in termination of the contract and the balance will be due immediately to the UBO.  Late payment fees will apply.
  • University Tuition and Fee information is available at

Installment Payment Plan Setup

These screenshots were taken setting up a payment plan during the period where it is split into 4 payments.

Once you’ve logged onto M3, you will be on the home page. In the Installment Payments Plans box you will click on the link that says “Enroll in (current term – fall or spring – year) installment plan”.

M3 landing page with payment plan enrollment links circled in red.

Once you’ve clicked on the link, you will see this box. Here you will enter in the amount that you want to budget. The minimum amount budgeted is $415. Usually you will budget the full amount owed.

Text box for entering in budget amount for payment plan.

After you enter your amount click “Continue”, you will see a summary of APR, finance charge,  the total amount budgeted, and when your payments are scheduled to come out and the amounts.

Payment plan breakdown with finance charge information.

Payment plan breakdown table

On this same page, before you can continue, be sure to check the box indicating that you have read the agreement. Then click Accept.

Terms and conditions information for payment plan.

You will then enter in the Date of Birth and phone number of the student. Enter the same information entered in on MyMadison. Click “Continue”.

Text boxes to enter in student birth date and contact phone number.

Next, you will see a quick summary of what’s currently due. You will be charged a $10 - $30 enrollment fee. You can select to pay with credit card, echeck, or cancel the payment plan.

Enrollment fee payment initiation page.

Fill out your payment information and submit payment. If you choose to pay by credit card, this will be your next screen:

Credit card payment form.

If you choose to pay by electronic check, this will be your next screen:

Electronic check payment form.

You will then be asked if you want to use the same payment information as just entered for the remaining monthly payments. If you choose this option it will give you another summary that shows amounts divided up for each month. Click “Submit”. If you choose to pay by another method then you will see the appropriate screen for your choice. You must proceed with the page to complete the plan enrollment.

Payment page for payment plan installments.

Once you have completed the payment information for the installments, you will receive your enrollment confirmation. Your enrollment is not complete until you have seen this page.

Enrollment confirmation.

You can then return to “Your Account Page”. You will also get three emails, one stating that you are now enrolled in the payment plan, one for the receipt for the enrollment fee, and one receipt of the total payment plan paid for the first installment.