Workers' Compensation




What is Workers' Compensation?

Workers' Compensation is a benefit for all employees, including student employees, who are injured while performing their job.

What should I do if I get injured while at work?

Immediately tell your supervisor or Human Resources, who will get you the medical attention that you need, and fill out the proper paperwork.

Can I be treated by my family doctor or Primary Care Physician (PCP)?

No, in order to be covered for a work-related injury/illness you must select a physician from our pre-selected, pre-approved Panel of Physicians. You may risk losing your benefits if you are treated by another physician.

What if I only get a slight injury and do not think I need medical treatment? Do I still have to report it?

Yes, report all injuries, no matter how small.

What happens after the claim is submitted?

After you report your injury/illness, a JMU Benefits Specialist will file a claim on your behalf with MC Innovations (MCI).

How does MC Innovations (MCI) decide if the claim is approved/denied?

MC Innovations will make a decision on the claim after their investigation and based on all the information received.  You will receive a letter from MC Innovations informing you of their decision.

What happens if the doctor does not release me to work at full capacity?

In most cases, the university will accommodate the restrictions that are recommended by the physician. You, your supervisor, the Panel Physician and the Benefits Specialist will come up with a plan to get you back to work as soon as you are able, even if it is not at full capacity.

Will I still be paid if I am not able to work at all?

You will be paid, but your leave will be charged until we know if the claim has been approved or denied. Once the claim is approved, you will be reimbursed leave time with the following exception: The first seven calendar days are considered a waiting period and will be charged to your leave, unless you are out of work for 21 days. After 21 days are missed, the waiting period is restored to your leave balances.

Does Workers' Compensation pay 100% while I am not able to work?

No, Workers' Compensation pays 66 2/3% of your average weekly wage (after the seven day waiting period). The average weekly wage is based on the 12 months of salary prior to the injury or illness.

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