Announcements
- Congratulations to those students that were accepted early action to JMU! Our office has begun sending Preliminary Financial Aid Offers to prospective students that were accepted early action and who have completed a 2026-27 FAFSA. Students accepted Regular Decision should receive their financial aid offers towards the end of March. Students will receive an email once this information is available in the Applicant Center in their MyMadison account.
- Students planning to take classes in the Summer term should review our Summer Aid page as well as the updates we have regarding the One Big Beautiful Bill. The Summer Aid application should be available once summer enrollment begins.
- The 2026–2027 FAFSA (Free Application for Federal Student Aid) is now open and can be completed at www.studentaid.gov. Visit our FAFSA page for more information.
To meet JMU’s priority filing deadline, be sure to submit your FAFSA by March 1, 2026
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The General Scholarship Application opens October 1st through Madison Scholarships Hub in MyMadison. The application is primarily for scholarships for the upcoming academic year, but can also be used for upcoming Study Abroad in the current year or scholarships for next Summer.
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Fees and Rates
Interest Rates (Effective July 1, 2025 - June 30, 2026)
- Undergraduate Direct Loans:
- Subsidized 6.39%
- Unsubsidized 6.39%
- Graduate Unsubsidized Direct Loan: 7.94%
- Graduate PLUS Direct Loan: 8.94%
- Parent PLUS Direct Loan: 8.94%
Up Front Origination Fees (Effective October 1, 2020 - September 30, 2026)
- Undergraduate Direct Loans: 1.057%
- Graduate Unsubsidized Direct Loan: 1.057%
- Graduate PLUS Direct Loan: 4.228%
- PLUS Direct Loan: 4.228%
Read a further explanation of what an origination fee is provided by the Department of Education. Our Consumer Information also details interest rates and origination fees.
Percentage of JMU Students Who Borrow: 36%*
*Information accessed from the U.S. Department of Education’s College Scorecard on September 5, 2023.
Cohort Default Rate (CDR) (Published February 2023)
JMU CDR: 0.8%
National Average CDR [Public 4 yrs (+)]: 1.8%
Financial Aid & Scholarships
Hours of Operation:
Mon - Fri 8 a.m. - 5 p.m.
Summer Hours of Operation:
Mon - Thur 8 a.m. - 5 p.m.
Fri 8 a.m. - 12 p.m.
Mon - Fri 8 a.m. - 5 p.m.
Summer Hours of Operation:
Mon - Thur 8 a.m. - 5 p.m.
Fri 8 a.m. - 12 p.m.
