Emily Hughes


Commercial Property Underwriter, All Risks, Ltd.

Emily Hughes is a commercial property underwriter for All Risks, Ltd., a wholesale excess and surplus lines insurance broker. Through a proprietary Lloyd’s of London binding facility, Emily underwrites catastrophic wind-exposed commercial property located throughout the southeast. She earned her chartered property and casualty underwriter designation in 2016.

Prior to joining All Risks, Ltd., Hughes began her insurance career at Kinsale Insurance Company, a Richmond, Va.-based E&S insurance carrier, where she underwrote primary and excess wind, earthquake, and flood insurance throughout the U.S.

Hughes graduated from James Madison University in 2012 with a B.B.A. in business management. While at JMU, she played mellophone in the Marching Royal Dukes. Following graduation, Hughes was actively involved the Richmond alumni chapter, and currently serves on the GOLD Network Board.

Emily is an Associate member of the College of Business Board of Advisors.

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