James Madison University endeavors to assist all needy students in financing their higher education. The Office of Financial Aid and Scholarships helps qualified students to secure a financial aid package which may be made up of grants, scholarships and loans to assist them in funding their educational costs.
All applicants for financial aid must undergo a standardized needs analysis to determine their eligibility. The Renewal Application for Federal Student Aid or the Free Application for Federal Student Aid must be completed by all applicants. The results of this analysis must be on file in the Office of Financial Aid and Scholarships before an award can be made.
Since the demand for scholarships and grants at JMU is competitive, it is essential that applicants file the required form by Feb. 15 to receive priority consideration for the coming school year.
The following programs require a standardized needs analysis:
Although financial assistance is awarded for only one year at a time, JMU continues to assist aid recipients if a need exists, funds are available, the appropriate academic record is maintained and the student applies by the deadline date. Amounts and types of assistance may vary from year to year. A student who receives financial aid for one year must reapply each succeeding year.
The amount of financial assistance students receive depends on their financial need. When the student files the FAFSA, the Federal Processor calculates a family's resources in terms of the effective family contribution. The EFC is the amount of resources the federal government expects the student and/or parent(s) to contribute to the student's educational expenses for one year. A student's need is simply a computation of educational expenses minus family contribution. Students whose family contribution, as calculated by the Federal Processor, exceeds their educational expenses are said to have no need. Those students are only eligible for aid programs that do not require need, such as the Parent Plus Loan and the Unsubsidized Stafford Student Loan.
Students who are offered financial assistance by JMU will receive a notification letter indicating the source(s) of assistance and amount(s). The notification letter has explanatory information which is very important to the recipient and should be read carefully before the student returns the appropriate copies to the Office of Financial Aid and Scholarships. Usually, award letters are sent to recipients by early summer. Incoming students may receive estimated award letters in the spring prior to enrollment.
All incoming transfer students must also make sure that they have a Financial Aid Transcript sent to the Office of Financial Aid and Scholarships from every institution they have previously attended. FATs must be sent regardless of whether or not the student received financial aid while at that institution. Please note that no aid can be disbursed until all FATs are received by the Office of Financial Aid and Scholarships.
If a student's application for financial aid for the 19961997 academic year is to be considered on time, the following deadlines must be met:
Any student not completing the financial aid application process by Aug. 1, 1996, will be considered a late applicant. The student is responsible for late fees incurred if the payment deadline of Aug. 29, 1996, is not met.
Students interested in additional information on financial assistance programs should contact the Office of Financial Aid and Scholarships, Sonner Hall, James Madison University, Harrisonburg, VA 22807, (540) 5687820; or send e-mail to email@example.com.
The university has established standards of academic progress required to maintain financial aid eligibility. This policy was established in compliance with a federal mandate for all institutions using Title IV funds. It defines components by which academic progress is measured, including grade point average, time frame, credits earned and percentage of work completed toward degree requirements. Students who fail to meet these requirements are denied aid. If aid is denied and extenuating circumstances exist, students may request a review of the denial by completing a letter of appeal which can be obtained in the Office of Financial Aid and Scholarships.
Students receiving aid are provided with a copy of the Satisfactory Academic Progress Policy in their initial award package. Copies of the policy are also available in the Office of Financial Aid and Scholarships.
The Commonwealth Award is a need-based grant for Virginia residents who are degree-seeking undergraduate students. The scholarships range from $1,000 up to the cost of tuition and fees.
The Virginia Guaranteed Assistance Program is restricted to financially needy Virginia residents who graduated from a Virginia high school with a GPA of 2.5 or higher. In most cases the VGAP awards equal the sum of tuition, fees and $500 for books.
For many students, Pell grants provide a foundation of financial aid to which aid from other sources may be added. Pell grants are awarded based on a student's Effective Family Contribution. Awards for the 199697 award year will depend on federal program funding. Grants in 199596 ranged from $400 to $2,340. Students apply for the Pell Grant by completing the Free Application for Federal Student Aid or Renewal Free Application for Federal Student Aid.
The Federal Supplemental Educational Opportunity Grant is a program of direct awards to undergraduate students with grants ranging from $100 to $4,000 per year. Students must be eligible for a Pell grant to receive SEOG funds.
The College Scholarship Assistance Program is a state-wide, need-based undergraduate program for Virginia residents. Grants for CSAP recipients range from $400 to $2,000 per year.
Available since mid-1972, Perkins loans allow students to assume a role in financing their own education. To be eligible for a Federal Perkins Loan, students must be enrolled on at least a half-time basis, have financial need and be making satisfactory academic progress toward graduation. Priority for this loan is given to full-time student borrowers. An undergraduate student may borrow up to $4,500 through the sophomore year and up to $9,000 for all years of undergraduate study.
The Stafford Loan (subsidized and unsubsidized) is a long-term, low-interest loan authorized by the federal government for the educational expenses of eligible undergraduate, graduate and professional students. Those borrowing under the Stafford Loan program must complete a Free Application for Federal Student Aid to qualify for this financial assistance.
Detailed information on the Stafford Loan Program and information on processing steps can be found in JMU's financial aid brochure.
Loans are available through many banks, savings and loan associations, credit unions, and certain corporations and agencies in many states. Under this program the student borrower, not the parent, is the maker of the promissory note.
Undergraduate students may borrow up to $2,625 during their first year of study and $3,500 during their second year. Up to $5,500 may be borrowed per year during their junior and senior academic years. Independent students may be eligible for higher loan amounts, depending on the cost of their education and other aid received. Eligibility for the two types of Stafford loan is determined by federal guidelines, using a mandatory needs test.
Borrowers must also be enrolled on at least a half-time basis in a degree-seeking program and must be making satisfactory academic progress. Borrowers must also be citizens or permanent residents of the United States. Applications for the Federal Stafford Loan are enclosed with all award letters.
Parents or legal guardians of dependent undergraduate students may borrow through the Federal Parent Loan Program. The borrower must be a citizen or permanent resident of the United States. The student must also be making satisfactory academic progress and be enrolled at least half-time for the enrollment period covered by the loan.
Borrowers may apply for an amount up to the cost of education minus any other financial aid received per academic year. The Stafford loan will be counted as other financial aid whether or not the student applies for it, unless the student notifies the Office of Financial Aid and Scholarships in writing that he or she will not be applying for a Stafford loan.
The interest rate is variable, based on the 52-week Treasury Bill rate plus 3.10 percent, with a maximum rate of 9 percent. Federal law allows this rate to fluctuate. Potential borrowers should consult lenders for the most current interest rate.
The repayment period for PLUS loans begins the day the loan is disbursed; and interest begins to accrue that day. The first payment is due within 60 days of the last disbursement. Applications for the PLUS loan are mailed with the award letter.
Edvantage is a long-term loan for educational expenses of undergraduate, graduate and professional students. Unlike other forms of financial aid, there is no income limit or financial need qualification. All you need to do is pass a credit worthiness evaluation.
Eligible borrowers include students, parents, legal guardians and other responsible individuals who want to borrow on the student's behalf. The loan is made based on the income and credit worthiness of the primary borrower.
Depending on the credit worthiness of the borrower, loans are available in amounts from $1,000 to $15,000 per year. The borrowing limit is the cost of attending school minus any other financial aid received. The most that may be borrowed over the college career is $60,000.
To eliminate the need for collateral on the loan, the State Education Assistance authorities charge a guarantee fee to insure the loan. The guarantee fee is currently 5 percent and is deducted from the loan proceeds.
Repayment of the Edvantage Loan begins immediately with the first payment due approximately 60 days after disbursement.
The simple interest rate on Edvantage is variable monthly and may increase. The rate is based on the prime rate and is currently the prime rate plus 1.5 percent. Interested parties may contact a lender for an application.
The Donald E. Gardner Memorial Loan Fund is a short-term loan program named in memory of Donald E. Gardner, who served as university comptroller for nine years. These short-term loans are available to currently enrolled, degree-seeking, graduate and undergraduate, full- and part-time (taking at least six hours of course work) students making satisfactory progress as defined by the Office of Financial Aid and Scholarships. The program provides students with a resource to meet short-term financial requirements. Loans range from $200 to $600. Tuition must be paid in full prior to applying for a Donald E. Gardner loan. Applications and other eligibility information may be obtained in the Office of Financial Aid and Scholarships.
Scholarships to be awarded to JMU students by organizations or individuals are established through the JMU Foundation Inc.
All scholarships are awarded by the appropriate university college or division according to criteria set by the scholarship donor. The majority of scholarships awarded are based on need. To be considered for need-based scholarships, students must complete the Free Application for Federal Student Aid.
JMU sponsored scholarships are privately funded scholarships awarded by JMU departments and schools. Recipients are chosen based on specific requirements established by the donor department or school. The following are descriptions of these scholarships, listed with the requirements and the department or school to contact for additional information.
Several art scholarships are awarded to undergraduate art students who have demonstrated a high level of academic achievement in studio work, art history or art education. This scholarship is sponsored by the School of Art and Art History and supported through contributions. Contact the School of Art and Art History for additional information.
The Duke Memorial Scholarship was established in memory of the late Samuel Page Duke, who served as president of Madison College from 19191949. This senior-year scholarship is provided through funds from the Student Government Association and is awarded annually to the member of the junior class who has the highest scholastic record for five semesters as a JMU student.
Several scholarships are awarded each year to undergraduate students who have demonstrated the potential for exceptional nonacademic contributions to the betterment and recognition of JMU and the Commonwealth of Virginia. Recipients are selected from recommendations submitted to the scholarship committee by faculty and staff members and alumni.
Several music scholarships are awarded to qualified undergraduate music students on the basis of performing ability and School of Music needs. Stipends are awarded to keyboard, voice, wind, string, percussion and composition students and are assigned on either a one-time or continuing basis. Scholarships for new students are awarded on the basis of evaluations determined at entrance auditions. Contact the School of Music for more information.
This scholarship was established by the TOWN Foundation which is a nonprofit charitable, philanthropic organization. The scholarship is to honor the memory of Sarah Lanier Tabb Oliver, who attended the State Normal School for Women (now JMU) from 1920 to 1922.
Applicants must be entering female freshmen who have substantial financial need. A Free Application for Federal Student Aid should be submitted to the Office of Financial Aid and Scholarships by Feb. 15.
Scholarships for the study of classical music are awarded annually to students majoring in music. Varying amounts up to $2,000 per year are awarded on the basis of the merit of applicants. New JMU students will be evaluated at the entrance auditions required for admission to the School of Music. Recommendations by the audition committees will be made to the Walford Scholarship Committee, which shall determine the recipients and amounts. Awards are made for single academic years but may be renewed as long as students major in music and maintain the criteria established by the scholarship committee. Applications for renewal and for first-time upperclassmen must be initiated by students each spring. For additional information contact the School of Music.
Several scholarships may be awarded annually to James Madison University students who are majoring in art but plan later to study in architecture with the intent to become professional architects. Generally, these scholarships are awarded in amounts ranging from $1,000$4,000. The award may be renewed upon reapplication, if progress is good toward the aims for which the scholarships are given, during the time the student is enrolled at James Madison University.
Scholarship recipients are assigned an adviser in the School of Art and Art History who assists them in selecting courses which will facilitate their entry into a school of architecture.
Letters of application should support the applicant's ability and/or serious intent to pursue architecture as a career and may be accompanied by letters of recommendation from professors or others who have some familiarity with the applicant's abilities. Applications should be sent by March 1 to the director of the School of Art and Art History, James Madison University, Harrisonburg, VA 22807.
Private off-campus scholarships include those scholarships awarded to specific students by outside (non-JMU) organizations. These scholarships are credited to the student's account upon receipt of the funds. If this type of scholarship is to be used to pay tuition and fees, the funds must be received prior to the semester due date for payment of fees. The student is responsible for compliance with the provisions of the scholarship (i.e., grade reporting, notification of attendance, etc.).
Students who are employed on campus under any program will receive payment by check for their services twice a month. No credit for campus employment may be applied to a student's account.
The Federal Work-Study Program is federally funded and awarded to economically eligible students. Eligibility is determined by the data collected on the Free Application for Federal Student Aid. To be considered for the FWSP, you must have a current FAFSA on file. To qualify for the FWSP, you must be a degree-seeking undergraduate or graduate student making satisfactory academic progress.
Students are placed in academic or administrative positions (i.e., academic and administrative offices, Carrier Library, postal services, community service, etc.). FWSP application forms are available in the Student Employment Office in Warren Hall.
The Institutional Employment program is funded by the university and does not require financial need. You must be a degree-seeking undergraduate or graduate student to qualify.
Students are hired directly by administrative, academic or auxiliary offices for positions such as office assistants, lab assistants, VAX operators and student managers. These positions are filled on a competitive basis and generally students work 10 to 15 hours per week. The employment assignments are renewable each academic year contingent on reapplication and approval by the supervisor.
Listings of available positions are posted in Warren Hall and on the VAX bulletin board.
JMU students are employed to assist in a variety of positions in on-campus dining services. Employment is available in the dining hall, P.C. Dukes, catering, and vending and concessions.
Meals in Gibbons Hall are served buffet-style. Approximately 300 student employees are needed to operate this dining service facility. Students may be employed as servers, dishwashers, and cook's aides. Students are supervised directly by student managers in the different work areas. These supervisory positions are filled from the ranks of student employees and are compensated according to the responsibilities of their position.
Students assigned to dining services are selected on the basis of the application date and personal qualifications with particular emphasis on past food service experience. Applications are available from the dining services director. The employment assignment is awarded on a yearly basis and is renewable on reapplication and approval by the dining services director.
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