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Student Employment and Loans

James Madison University endeavors to assist students in financing their higher education. Though more investments of this nature are needed, each year the number of scholarships available to students through gifts from individuals and worthy scholarship projects of local community organizations increases.

The Office of Financial Aid and Student Employment assists qualified students in securing a financial aid package, which may include grants, scholarships, employment and loans to make it possible for students to attend the university.

Satisfactory Progress

The university has established standards governing satisfactory academic progress to maintain financial aid eligibility. This policy was established in compliance with a federal mandate for all institutions using Title IV funds. This policy defines components by which students will be measured. These components include grade point average, time frame, credits earned and percentage of work completed toward degree requirements. Students who fail to meet these requirements are denied aid. In the event that aid is denied, the student may request a review if extenuating circumstances exist by completing a letter of appeal which can be obtained in the Office of Financial Aid and Student Employment.

Copies of the "Satisfactory Academic Policy" are available in the Office of Financial Aid and Student Employment on request. Students receiving aid are provided a copy of the policy in their initial award letter package.

Application Procedures for Financial Aid

All applicants for financial aid must undergo a standardized needs analysis to determine their eligibility. The Free Application for Federal Student Aid (FAFSA) must be filed by all applicants and the results of this analysis must be on file in the Office of Financial Aid and Student Employment before a determination of aid can be made.

Those programs requiring a standardized analysis are the Federal Work-Study Program, Virginia Work-Study Program, Federal Pell Grant, College Scholarship Assistance Program, General Undergraduate Scholarship, Federal Supplemental Educational Opportunity Grant, Federal Subsidized Stafford Loan, Federal Unsubsidized Stafford Loan and Federal Perkins Loan.

Since the demand for scholarships, employment and loan assistance at JMU is competitive, it is essential that applicants file the required form by Feb. 15 to receive priority consideration.

Although financial assistance is awarded for one year, JMU continues to assist aid recipients if a need exists, funds are available, the appropriate academic record is maintained, and the student applies by the deadline. Amounts and types of assistance may vary from year to year. A student who receives financial aid for one year must reapply each succeeding year.

The amount of financial assistance students receive depends on their eligibility, taking into account their financial resources, those of their parents and the cost of attending the college of their choice.

Students who are offered financial assistance by JMU will receive a notification letter indicating the source(s) of assistance and amount(s). The notification letter has explanatory information which is very important to the recipient and should be read carefully before the student returns the appropriate copies to the Office of Financial Aid and Student Employment. The office endeavors to send award letters to recipients by early summer. Incoming students may receive estimated award letters in the spring prior to enrollment.

Students who are interested in additional information on financial assistance programs should contact:

	Office of Financial Aid and 
           Student Employment
	Hoffman Hall
	James Madison University
	Harrisonburg, VA 22807
	(703) 568-7820


General Undergraduate Scholarship (GUS)

The General Undergraduate Scholarship is a state program for Virginia residents who are degree-seeking undergraduates. The scholarships are based on financial need. Grants range from $1,000 to $3,900 per year.

Federal Pell Grant

For many students, Pell Grants provide a foundation of financial aid, to which aid from other sources may be added. Awards for the 1994-95 award year will depend on federal program funding. The maximum award for the 1993-94 award year was $2,300. Students apply for the Pell Grant by completing the Free Application for Federal Student Aid (FAFSA).

Federal Supplemental Educational Opportunity Grant (SEOG)

This is a program of direct awards to undergraduate students. JMU offers a number of these grants to students with financial need who require the awards to attend college.

Eligible students who are accepted for enrollment on at least a part-time basis or who are currently enrolled part time may also apply for a Supplemental Educational Opportunity Grant. Students who maintain satisfactory academic progress may apply for SEOG funds until the completion of their first undergraduate degree. Priority is given to full-time students.

Grants range from $100 to $4,000 per year; students must be eligible for a Pell Grant in order to receive SEOG funds.

College Scholarship Assistance Program (CSAP)

The College Scholarship Assistance Program provides need-based grants to Virginia undergraduate students enrolled in Virginia public and private institutions of higher education.

All Virginia students who are enrolled in participating institutions as full-time undergraduates and who demonstrate sufficient financial need are eligible to apply for the CSAP award.

These scholarships range from $400 to $2,000 per year. All grants are based on criteria established by the State Council of Higher Education in Virginia. The purpose of the criteria is to direct aid dollars to the most needy Virginia residents. In addition, this aid is targeted toward students who show a willingness to help pay for their education through self-help aid programs, such as student loans and work study.

Student Employment

Students who are employed on campus under any program shall receive payment by check for their services twice a month. No credit for campus employment is applied to a student's account.

Federal Work-Study Program (FWSP)

The Federal Work-Study Program is federally funded and is awarded to economically eligible students. Eligibility is determined by the data collected on the Free Application for Federal Student Aid (FAFSA). In order to be considered for the FWSP, you must have a current FAFSA on file. To qualify for the FWSP, you must be a degree-seeking undergraduate or graduate student making satisfactory academic progress.

Students are placed in academic or administrative positions (i.e., departmental office, library, post office, community service, etc.). FWSP application forms are available in the Student Employment Office in Warren Hall.

Virginia Work-Study Program (VWSP)

The Virginia Work-Study Program allows students to practice their educational skills while still attending college. This state-supported program places students in community agencies that have been designated by the commonwealth as high priority settings. This usually includes school systems and non-profit organizations. The Student Employment Office works in cooperation with the hiring agency in the selection and placement of qualified candidates.

Students must have demonstrated proof of financial need by completing a Free Application for Federal Student Aid (FAFSA). Interested candidates must also complete a Federal Work-Study Application, checking the box indicating their interest in the VWSP. Additional qualifications include that the student must be a certified Virginia resident, maintain a 2.0 GPA and be a degree-seeking undergraduate or graduate student. Priority will be given to students who are at least at the sophomore level.

Institutional Employment (IE)

The Institutional Employment (IE) program is funded by the university and does not require financial need. To qualify, you must be a degree-seeking undergraduate or graduate student.

Students are hired directly by administrative, academic or auxiliary offices for positions such as office assistants, lab assistants, VAX operators and student managers. These positions are filled on a competitive basis, and generally students work 10 to 15 hours per week. The employment assignments are renewable each academic year contingent upon reapplication and approval by the supervisor.

Listings of available positions are posted in Warren Hall and on the VAX bulletin board.

JMU Dining Services

JMU students are employed to assist in a variety of positions in dining services on campus. Employment is available in the dining hall, P.C. Dukes, catering, and vending and concessions.

The meals in Gibbons Hall are served buffet-style. Approximately 300 student employees are needed to operate this dining service facility. Students may be employed as waiters or waitresses, dishwashers and cook's aids. Students are supervised directly by student managers in the different work areas. These supervisory positions are filled from the ranks of student employees and are compensated accordingly for their responsibilities.

Students who are assigned to dining services are selected on the basis of the application date and personal qualifications with particular emphasis on past food service experience. Applications are available from the dining services director. The employment assignment is awarded on a yearly basis and is renewable upon reapplication and approval by the dining services director.

Police Cadets Program

Contact the director of public safety.

Hall Directors/Resident Advisers

Contact the director of residence life.

Student Loans

Federal Perkins Loan

This program, available since mid-1972, allows students to assume a role in financing their own educations. Freshmen who have been accepted for enrollment, and upperclassmen making satisfactory academic progress who are enrolled at least half time at the university and who need financial aid for educational expenses are eligible for the Perkins Loan. Priority is given to full-time student borrowers.

An undergraduate student may borrow up to a total of $4,500 through the sophomore year and up to a total of $9,000 for all years of undergraduate study.

Federal Stafford Loan Program

The Stafford Loan (subsidized and unsubsidized) is a long-term, low-interest loan authorized by the federal government for the educational expenses of eligible undergraduate, graduate and professional students. Those borrowing under the Stafford Loan program must complete a FAFSA to qualify for this form of financial assistance.

Detailed information on the Stafford Loan Program and information on processing steps can be found in the JMU financial aid brochure.

Loans are available through many banks, savings and loan associations, credit unions, and certain corporations and agencies in many states. Under this program the student borrower, not the parent, is the maker of the promissory note.

Undergraduate students may borrow up to $2,625 during their first year of study and $3,500 during their second year. Up to $5,500 may be borrowed per year during their junior and senior academic years. Loan eligibility is determined by federal guidelines, using a mandatory needs test.

All borrowers must be accepted for enrollment and be at least a half-time student making satisfactory progress. Borrowers must also be citizens or permanent residents of the United States. Applications will be enclosed with the award letter.

Parent Loan to Students (Federal PLUS)

A borrower must be a parent of a dependent undergraduate. Borrowers must also be citizens or permanent residents of the United States. The student must be making satisfactory academic progress and enrolled at least half-time (six credits) for the period of the loan intended.

Parents of dependent undergraduate students may borrow up to the cost of education minus financial aid per academic year. The Stafford Loan will be counted as estimated financial aid whether or not the student applies.

The interest rate is variable, based on the 52-week Treasury Bill rate plus 3.10 percent, with a maximum rate of nine percent. Federal law allows this rate to fluctuate. Potential borrowers should consult their lenders for the most current interest rate.

The repayment period for PLUS loans begins the day the loan is disbursed and interest begins to accrue that day. If the loan is multiply disbursed the repayment period begins on the day of the last disbursement and first payment is due within 60 days.

Contact the Office of Financial Aid and Student Employment for an application.

Federal Unsubsidized Stafford Loan Program

Effective July 1, 1994, the Federal Supplemental Loan for Students (SLS) was repealed and shifted to the unsubsidized loan programs. To borrow money under this program the borrower must be an independent student or a dependent student whose parents are unable to borrow through the Federal PLUS Program due to an adverse credit history.

Unsubsidized Stafford Loan Program Limits

First year 	$2,625	+	$ 4,000 	= 	$ 6,625
Second year 	$3,500	+	$ 4,000 	=	$ 7,500
Third year 	$5,500	+	$ 5,000 	= 	$10,500
Fourth year 	$5,500	+	$ 5,000 	= 	$10,500
Graduate 	$8,500	+	$10,000 	= 	$18,500

Applicants must complete a FAFSA to qualify. Loan applications are mailed with the award package.

Edvantage Loan

Edvantage is a long-term loan for educational expenses of undergraduate, graduate and professional students. Unlike other forms of financial aid, there is no income limit or financial need qualification. All you need to do is pass a credit worthiness evaluation.

Eligible borrowers include students, parents, legal guardians or other responsible individuals who wish to borrow on the student's behalf. The loan is made based on the income and credit worthiness of the primary borrower.

Depending on the credit worthiness of the borrower, loans are available in amounts from $1,000 to $15,000 per year. The borrowing limit is the cost of attending school minus any other financial aid received. The most that you may borrow over the life of your college career is $60,000.

The Virginia Student Assistance Authorities charge a guarantee fee to insure the loan. This fee eliminates the need for collateral on the loan. The guarantee fee is currently 5 percent and is deducted from the loan proceeds.

Repayment of the Edvantage loan begins immediately with the first payment due approximately 60 days after disbursement.

The simple interest rate on Edvantage is variable monthly and may increase. The rate is based on the prime rate and is currently the prime rate plus 1.5 percent. Contact your lender for an application.

Donald E. Gardner Memorial Loan Fund

This short-term loan program is named in memory of Donald E. Gardner who served as university comptroller for nine years. These short-term loans are available to currently enrolled, degree-seeking, graduate and undergraduate, full- and part-time (taking at least six hours of course work) students who are making satisfactory progress as defined by the Office of Financial Aid and Student Employment. The program is designed to provide students with a resource to meet short term financial requirements. Loans range from $200 to $600. Tuition must be paid in full prior to applying for a Donald E. Gardner Loan. Applications and other eligibility information may be obtained in the Office of Financial Aid and Student Employment.

JMU Foundation Scholarships

Scholarships to be awarded to James Madison University students by organizations or individuals are established through the JMU Foundation, Inc.

All scholarships are awarded by the appropriate university college or division according to criteria set by the scholarship donor. The majority of scholarships awarded are based on need. To be considered for need-based scholarships, students must complete a federal application for financial aid.


  • Athletic Scholarships
  • Executive Physical Fitness Scholarship
  • Steven H. Miller Memorial Swimming Scholarship
  • Bobby Sciarrone Soccer Scholarship
  • Track Scholarship
  • College of Business

  • Alexander B. Berry Jr./Parrish Memorial Endowed Scholarship
  • Dr. Charles P. Bilbrey Scholarship
  • Michael Matthew Brown Memorial Scholarship
  • Adolph Coors Foundation Minority Business Scholarship
  • Alexander L. and Joanne V. Gabbin Business Endowed Scholarship
  • Phillip Wade Hall Memorial Scholarship
  • Rachel and Joseph Hollis Scholarship
  • Hotel and Restaurant Management Scholarship Fund
  • Institute of Certified Professional Managers Account #1
  • Institute of Certified Professional Managers Account #2
  • Joseph T. Kosnik Memorial Scholarship
  • Phibbs, Burkholder, Geisert and Huffman Scholarship
  • Alton R. Wheelock Memorial Scholarship
  • Howard M. and Jane S. Wilhelm Scholarship
  • Mervyn W. Wingfield Virginia Society of CPAs Scholarship
  • Yount, Hyde and Barbour, P.C. Scholarship
  • College of Communication and The Arts

  • J. Edgar Anderson Endowed String Music Scholarship
  • Art Scholarship
  • Horace Burr Scholarship
  • Senator Harry F. Byrd Jr./D. Lathan Mims/ Daily News Record Journalism Scholarship
  • Mary Latimer Cordner Scholarship
  • Dance Scholarship
  • Miriam Denise Gresham Endowed Scholarship
  • Jack B. Moore Flute Scholarship
  • Linda Betts Frazier Soprano Scholarship
  • Journalism Scholarship
  • Lucille Y. Marshall Scholarship
  • Agnes Fagstad McDuffie Piano Scholarship
  • Vera Melone Music Scholarship
  • Music Scholarship
  • New Market Arts and Crafts Scholarship
  • Edna T. Shaeffer Memorial Scholarship
  • Steven Snyder Memorial Award
  • Ruth B. Spitzer Organ Scholarship
  • Stratford Players Scholarship
  • Ben Wright Music Scholarship
  • College of Education and Psychology

  • Marie B. Baird and Sannie B. Baird Scholarship
  • Judith B. Blankenburg Endowed Scholarship
  • Emily Virginia Bushong Memorial Scholarship
  • Eddy Dalton Special Education Scholarship
  • Mr. and Mrs. Z. S. Dickerson Scholarship
  • Marcella Richardson Dunlop Scholarship
  • Katherine Beale Godwin Scholarship
  • Beth Hefner Memorial Scholarship
  • Garney L. Darrin and Wilhelmina Hill Scholarship
  • Neatrour Elementary and Middle School Teachers Scholarship
  • Beverley Ann (Pearce) Osterhoudt Scholarship
  • Ora Y. Sharp Memorial Endowed Scholarship
  • Samuel H. Shrum Award
  • Julie Simon Special Education Scholarship
  • Elsie H. Wigley Memorial Scholarship
  • College of Integrated Science and Technology/School of Health and Human Services

  • Minnie Christiansen-Margaret Minor Memorial Scholarship
  • Marcia Dake Nursing Scholarship
  • Juanita and Trammell Fishback Memorial Scholarship
  • Gloria Jane Hollowell Henley Scholarship
  • Robin McKay Memorial Scholarship
  • Dorothy Rowe Dietetic Award
  • Speech Pathology and Audiology Scholarship
  • Mary R. Waples Nursing Scholarship
  • Lettie Pate Whitehead Scholarship
  • College of Letters and Sciences

  • Amalia D. Baylor Russian Scholarship
  • Carlton B. Smith Award
  • Katherine King-Frazier Memorial Scholarship
  • George Warren Chappelear Jr. Scholarship
  • Dr. J. Wilbert Chappell Chemistry Scholarship/Award
  • Dawson Math/Science Scholarship
  • Raymond C. Dingledine Scholarship
  • Margaret Gordon Memorial Scholarship
  • Carole Jan Gorry Memorial Scholarship
  • W. T. Harnsberger Scholarship
  • Carl L. Harter Scholarship
  • Warren W. Hobbie Estate Scholarship
  • Ikenberry Math Award
  • Mary A. Jackson History Award
  • Henry W. Leap Scholarship
  • Joye and Robert Ledford Scholarship
  • Mathematics-Computer Science Scholarship
  • Physics Scholarship
  • Frances Hughes Pitts Memorial Scholarship
  • Stanley Rhys Say Scholarship
  • Serway/Saunders Physics Scholarship
  • Honors Program

  • Honors Program Scholarships
  • Edythe S. Rowley Honors Scholarship
  • JMU Womens Caucus

  • Bruce/Crawford/Morrison/Rummel Scholarship
  • Sponsored Research and External Programs

  • Charles S. and Bertha Mast Graybeal Memorial Scholarship
  • Student Affairs

  • Black Alumni Scholarships
  • Black Student Scholarship
  • Brenda Joan Borofski Memorial Scholarship
  • William E. Bridgeforth Jr. Family Madison Scholars
  • Ronald and Edith Carrier Madison Scholars
  • Wallace L. Chandler Madison Scholars
  • Classified Employees' Student Scholarship
  • Agness S. Dingledine Memorial Scholarship
  • Lucile Campbell Duke Scholarship
  • John D. and Thelma Eiland Madison Scholars
  • Dorothy Thomasson Estes Madison Scholars
  • Faculty/Staff Scholarship
  • General Scholarships
  • Patsy Graham Scholarship
  • Green-Price Scholarship
  • Lucy Copenhaver Gunter Memorial Scholarship
  • John H. Harding Memorial Scholarship
  • Robert Michael Harper Memorial Scholarship
  • H. L. Harris Scholarship
  • Warren Hobbie Estate National Merit Scholars
  • Margaret Hoffman and Emily Lee Scholarship
  • Katherine Maxwell Ikenberry Memorial Scholarship
  • Althea L. Johnston Scholarship
  • Mary and Daniel Loughran Foundation Scholarship I
  • Mary and Daniel Loughran Foundation Scholarship II
  • Eleanor Beatrice Marable Scholarship
  • Minority Student Scholarship
  • Sarah Lanier Tabb Oliver Memorial Scholarship
  • Parents Scholarship
  • Jane McCauley Partlow Memorial Scholarship
  • Roanoke Valley Junior Achievement Scholarship
  • Single Parent Family Scholarship
  • Glen Smith Memorial Scholarship
  • Frances N. Smith Scholarship
  • WSVA/John D. Eiland Co./Budweiser Valley Scholarship
  • University Advancement

  • Gilbert T. Bland/Burger King Scholarship
  • Class of 1943 Alumni Scholarship
  • Class of 1970 Alumni Scholarship
  • Class of 1988 Alumni Scholarship
  • Alumni Legacy Scholarship
  • Hunters Ridge Housing Scholarship
  • Kris Lawson Endowment Scholarship
  • Presidential Scholars Scholarships
  • The Helen B. Racey Endowment Scholarship
  • Richmond Alumni Chapter Scholarship
  • JMU Sponsored Scholarships

    JMU sponsored scholarships are privately funded scholarships that are awarded by JMU departments and schools. Recipients are chosen based on specific requirements that are established by the donor department or school. The descriptions of these scholarships are listed below providing the requirements and the department or school to contact for additional information.

    Art Scholarship

    Several scholarships are awarded to undergraduate art students who have demonstrated a high level of academic achievement in studio work, art history or art education. This scholarship is sponsored by the School of Art and supported through contributions. Contact the School of Art for additional information.

    The Duke Memorial Scholarship

    This scholarship was established in memory of the late Samuel Page Duke, who served as president of Madison College from 1919-1949. This scholarship is provided through funds from the Student Government Association and is awarded annually to the member of the junior class who has the highest scholastic record for five semesters while a student at James Madison University. It is available for the senior year.

    Special Talents and Leadership Scholarship

    Several scholarships are awarded each year to undergraduate students who have demonstrated the potential for exceptional non-academic contributions to the betterment and recognition of James Madison University and the Commonwealth of Virginia. Recipients are selected from recommendations submitted to the scholarship committee by faculty, staff and alumni.

    Music Scholarship

    Several scholarships are awarded to qualified undergraduate music students on the basis of performing ability and School of Music needs. Stipends are awarded to keyboard, voice, wind, string, percussion and composition students and are assigned on either a one-time or continuing basis. Scholarships for new students are awarded on the basis of evaluations determined at entrance auditions. Contact the School of Music for more information.

    Sarah Lanier Tabb Oliver Memorial Scholarship

    This scholarship was established by the TOWN Foundation which is a non-profit, charitable, philanthropic organization founded by members of Norfolk Lodge No. 1, Ancient, Free and Accepted Masons. The scholarship is to honor the memory of Sarah Lanier Tabb Oliver who attended the State Normal School for Women (now JMU) from 1920 to 1922.

    Applicants must be entering female freshmen who have substantial financial need. A federal application for financial aid should be submitted to the Office of Financial Aid and Student Employment by Feb. 15.

    The Aurelia B. Walford Scholarship

    Scholarships for the study of classical music are awarded annually to students majoring in music. Varying amounts up to $2,000 per year are awarded on the basis of the merit of applicants. New JMU students will be evaluated at the entrance auditions required for admission to the School of Music. Recommendations by the audition committees will be made to the Walford Scholarship Committee, which shall determine the recipients and amounts. Awards are made for single academic years but may be renewed as long as students major in music and maintain the criteria established by the scholarship committee. Applications for renewal and for first-time upperclassmen must be initiated by students each spring. For additional information contact the School of Music.

    J. Binford Walford Scholarship

    Several scholarships may be awarded annually to students at James Madison University who are majoring in art but plan later study in architecture with the intent to become professional architects. Generally, these scholarships are awarded in amounts ranging from $1,000-$4,000. The award may be renewed upon reapplication, if progress is good toward the aims for which the scholarships are given, during the time the student is enrolled at James Madison University.

    Scholarship recipients are assigned an adviser in the School of Art who assists them in selecting courses which will facilitate their entry into a school of architecture.

    Letters of application should support the applicant's ability and/or serious intent to pursue architecture as a career, and may be accompanied by letters of recommendation from professors or others who have some familiarity with the applicant's abilities. Applications should be sent by March 1 to:

    	Director, School of Art
    	James Madison University
    	Harrisonburg, VA 22807

    Private Off-Campus Scholarships

    Private off-campus scholarships include those scholarships awarded to specific students by outside (non-JMU) organizations. These scholarships are credited to the student's account upon receipt of the funds. If this type of scholarship is to be used to pay tuition and fees, the funds must be received prior to the semester due date for payment of fees. The student is responsible for compliance with the provisions of the scholarship, (i.e., grade reporting, notification of attendance, etc.).

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    Last reviewed: Sept. 10, 1994
    Information Publisher: Academic Services