Student Employment and Loans
James Madison University endeavors to assist students in financing
their higher education. Though more investments of this nature
are needed, each year the number of scholarships available to
students through gifts from individuals and worthy scholarship
projects of local community organizations increases.
of Financial Aid and Student Employment assists qualified students
in securing a financial aid package, which may include grants,
scholarships, employment and loans to make it possible for students
to attend the university.
The university has established standards governing satisfactory
academic progress to maintain financial aid eligibility. This
policy was established in compliance with a federal mandate for
all institutions using Title IV funds. This policy defines components
by which students will be measured. These components include grade
point average, time frame, credits earned and percentage of work
completed toward degree requirements. Students who fail to meet
these requirements are denied aid. In the event that aid is denied,
the student may request a review if extenuating circumstances
exist by completing a letter of appeal which can be obtained in
the Office of Financial Aid and Student Employment.
Copies of the
"Satisfactory Academic Policy" are available in the Office of
Financial Aid and Student Employment on request. Students receiving
aid are provided a copy of the policy in their initial award letter
for Financial Aid
All applicants for financial aid must undergo a standardized needs
analysis to determine their eligibility. The Free Application
for Federal Student Aid (FAFSA) must be filed by all applicants
and the results of this analysis must be on file in the Office
of Financial Aid and Student Employment before a determination
of aid can be made.
Those programs requiring a standardized analysis
are the Federal Work-Study Program, Virginia Work-Study Program,
Federal Pell Grant, College Scholarship Assistance Program, General
Undergraduate Scholarship, Federal Supplemental Educational Opportunity
Grant, Federal Subsidized Stafford Loan, Federal Unsubsidized
Stafford Loan and Federal Perkins Loan.
Since the demand for scholarships,
employment and loan assistance at JMU is competitive, it is essential
that applicants file the required form by Feb. 15 to receive priority
Although financial assistance is awarded for one
year, JMU continues to assist aid recipients if a need exists,
funds are available, the appropriate academic record is maintained,
and the student applies by the deadline. Amounts and types of
assistance may vary from year to year. A student who receives
financial aid for one year must reapply each succeeding year.
amount of financial assistance students receive depends on their
eligibility, taking into account their financial resources, those
parents and the cost of attending the college of their choice.
who are offered financial assistance by JMU will receive a notification
letter indicating the source(s) of assistance and amount(s). The
notification letter has explanatory information which is very
important to the recipient and should be read carefully before
the student returns the appropriate copies to the Office of Financial
Aid and Student Employment. The office endeavors to send award
letters to recipients by early summer. Incoming students may receive
estimated award letters in the spring prior to enrollment.
who are interested in additional information on financial assistance
programs should contact:
Office of Financial Aid and
James Madison University
Harrisonburg, VA 22807
The General Undergraduate Scholarship is a state program for Virginia
residents who are degree-seeking undergraduates. The scholarships
are based on financial need. Grants range from $1,000 to $3,900
Federal Pell Grant
For many students, Pell Grants provide a foundation of financial
aid, to which aid from other sources may be added. Awards for
the 1994-95 award year will depend on federal program funding.
The maximum award for the 1993-94 award year was $2,300. Students
apply for the Pell Grant by completing the Free Application for
Federal Student Aid (FAFSA).
Federal Supplemental Educational Opportunity Grant (SEOG)
This is a program of direct awards to undergraduate students.
JMU offers a number of these grants to students with financial
need who require the awards to attend college.
who are accepted for enrollment on at least a part-time basis
or who are currently enrolled part time may also apply for a Supplemental
Educational Opportunity Grant. Students who maintain satisfactory
academic progress may apply for SEOG funds until the completion
of their first undergraduate degree. Priority is given to full-time
Grants range from $100 to $4,000 per year; students must
be eligible for a Pell Grant in order to receive SEOG funds.
Assistance Program (CSAP)
The College Scholarship Assistance Program provides need-based
grants to Virginia undergraduate students enrolled in Virginia
public and private institutions of higher education.
students who are enrolled in participating institutions as full-time
undergraduates and who demonstrate sufficient financial need are
eligible to apply for the CSAP award.
These scholarships range
from $400 to $2,000 per year. All grants are based on criteria
established by the State Council of Higher Education in Virginia.
The purpose of the criteria is to direct aid dollars to the most
needy Virginia residents. In addition, this aid is targeted toward
students who show a willingness to help pay for their education
through self-help aid programs, such as student loans and work
Students who are employed on campus under any program shall receive
payment by check for their services twice a month. No credit for
campus employment is applied to a student's account.
The Federal Work-Study Program is federally funded and is awarded
to economically eligible students. Eligibility is determined by
the data collected on the Free Application for Federal Student
Aid (FAFSA). In order to be considered for the FWSP, you must
have a current FAFSA on file. To qualify for the FWSP, you must
be a degree-seeking undergraduate or graduate student making satisfactory
Students are placed in academic or administrative
positions (i.e., departmental office, library, post office, community
service, etc.). FWSP application forms are available in the Student
Employment Office in Warren Hall.
The Virginia Work-Study Program allows students to practice their
educational skills while still attending college. This state-supported
program places students in community agencies that have been designated
by the commonwealth as high priority settings. This usually includes
school systems and non-profit organizations. The Student Employment
Office works in cooperation with the hiring agency in the selection
and placement of qualified candidates.
Students must have demonstrated
proof of financial need by completing a Free Application for Federal
Student Aid (FAFSA). Interested candidates must also complete
a Federal Work-Study Application, checking the box indicating
their interest in the VWSP. Additional qualifications include
that the student must be a certified Virginia resident, maintain
a 2.0 GPA and be a degree-seeking undergraduate or graduate student.
Priority will be given to students who are at least at the sophomore
Institutional Employment (IE)
The Institutional Employment (IE) program is funded by the university
and does not require financial need. To qualify, you must be a
degree-seeking undergraduate or graduate student.
hired directly by administrative, academic or auxiliary offices
for positions such as office assistants, lab assistants, VAX operators
and student managers. These positions are filled on a competitive
basis, and generally students work 10 to 15 hours per week. The
employment assignments are renewable each academic year contingent
upon reapplication and approval by the supervisor.
available positions are posted in Warren Hall and on the VAX bulletin
JMU Dining Services
JMU students are employed to assist in a variety of positions
in dining services on campus. Employment is available in the dining
hall, P.C. Dukes, catering, and vending and concessions.
in Gibbons Hall are served buffet-style. Approximately 300 student
employees are needed to operate this dining service facility.
Students may be employed as waiters or waitresses, dishwashers
and cook's aids. Students are supervised directly by student managers
in the different work areas. These supervisory positions are filled
from the ranks of student employees and are compensated accordingly
for their responsibilities.
Students who are assigned to dining
services are selected on the basis of the application date and
personal qualifications with particular emphasis on past food
service experience. Applications are available from the dining
services director. The employment assignment is awarded on a yearly
basis and is renewable upon reapplication and approval by the
dining services director.
Police Cadets Program
Contact the director of public safety.
Hall Directors/Resident Advisers
Contact the director of residence life.
Federal Perkins Loan
This program, available since mid-1972, allows students to assume
a role in financing their own educations. Freshmen who have been
accepted for enrollment, and upperclassmen making satisfactory
academic progress who are enrolled at least half time at the university
and who need financial aid for educational expenses are eligible
for the Perkins Loan. Priority is given to full-time student borrowers.
undergraduate student may borrow up to a total of $4,500 through
the sophomore year and up to a total of $9,000 for all years of
Federal Stafford Loan Program
The Stafford Loan (subsidized and unsubsidized) is a long-term,
low-interest loan authorized by the federal government for the
educational expenses of eligible undergraduate, graduate and professional
students. Those borrowing under the Stafford Loan program must
complete a FAFSA to qualify for this form of financial assistance.
information on the Stafford Loan Program and information on processing
steps can be found in the JMU financial aid brochure.
available through many banks, savings and loan associations, credit
unions, and certain corporations and agencies in many states.
Under this program the student borrower, not the parent, is the
maker of the promissory note.
Undergraduate students may borrow
up to $2,625 during their first year of study and $3,500 during
their second year. Up to $5,500 may be borrowed per year during
their junior and senior academic years. Loan eligibility is determined
by federal guidelines, using a mandatory needs test.
must be accepted for enrollment and be at least a half-time student
making satisfactory progress. Borrowers must also be citizens
or permanent residents of the United States. Applications will
be enclosed with the award letter.
Parent Loan to Students
A borrower must be a parent of a dependent undergraduate. Borrowers
must also be citizens or permanent residents of the United States.
The student must be making satisfactory academic progress and
enrolled at least half-time (six credits) for the period of the
Parents of dependent undergraduate students may
borrow up to the cost of education minus financial aid per academic
year. The Stafford Loan will be counted as estimated financial
aid whether or not the student applies.
The interest rate is variable,
based on the 52-week Treasury Bill rate plus 3.10 percent, with
a maximum rate of nine percent. Federal law allows this rate to
fluctuate. Potential borrowers should consult their lenders for
the most current interest rate.
The repayment period for PLUS loans
begins the day the loan is disbursed and interest begins to accrue
that day. If the loan is multiply disbursed the repayment period
begins on the day of the last disbursement and first payment is
due within 60 days.
Contact the Office of Financial Aid and Student
Employment for an application.
Stafford Loan Program
Effective July 1, 1994, the Federal Supplemental Loan for Students
(SLS) was repealed and shifted to the unsubsidized loan programs.
To borrow money under this program the borrower must be an independent
student or a dependent student whose parents are unable to borrow
through the Federal PLUS Program due to an adverse credit history.
Unsubsidized Stafford Loan Program Limits
First year $2,625 + $ 4,000 = $ 6,625
Second year $3,500 + $ 4,000 = $ 7,500
Third year $5,500 + $ 5,000 = $10,500
Fourth year $5,500 + $ 5,000 = $10,500
Graduate $8,500 + $10,000 = $18,500
Applicants must complete a FAFSA to qualify. Loan applications
are mailed with the award package.
Edvantage is a long-term loan for educational expenses of undergraduate,
graduate and professional students. Unlike other forms of financial
aid, there is no income limit or financial need qualification.
All you need to do is pass a credit worthiness evaluation.
borrowers include students, parents, legal guardians or other
responsible individuals who wish to borrow on the student's behalf.
The loan is made based on the income and credit worthiness of
the primary borrower.
Depending on the credit worthiness of the
borrower, loans are available in amounts from $1,000 to $15,000
per year. The borrowing limit is the cost of attending school
minus any other financial aid received. The most that you may
borrow over the life of your college career is $60,000.
Student Assistance Authorities charge a guarantee fee to insure
the loan. This fee eliminates the need for collateral on the loan.
The guarantee fee is currently 5 percent and is deducted from
the loan proceeds.
Repayment of the Edvantage loan begins immediately
with the first payment due approximately 60 days after disbursement.
simple interest rate on Edvantage is variable monthly and may
increase. The rate is based on the prime rate and is currently
the prime rate plus 1.5 percent. Contact your lender for an application.
Donald E. Gardner
Memorial Loan Fund
This short-term loan program is named in memory of Donald E. Gardner
who served as university comptroller for nine years. These short-term
loans are available to currently enrolled, degree-seeking, graduate
and undergraduate, full- and part-time (taking at least six hours
of course work) students who are making satisfactory progress
as defined by the Office of Financial Aid and Student Employment.
The program is designed to provide students with a resource to
meet short term financial requirements. Loans range from $200
to $600. Tuition must be paid in full prior to applying for a
Donald E. Gardner Loan. Applications and other eligibility information
may be obtained in the Office of Financial Aid and Student Employment.
JMU Foundation Scholarships
Scholarships to be awarded to James Madison University students
by organizations or individuals are established through the JMU
All scholarships are awarded by the appropriate
university college or division according to criteria set by the
scholarship donor. The majority of scholarships awarded are based
on need. To be considered for need-based scholarships, students
must complete a federal application for financial aid.
College of Business
College of Communication
and The Arts
College of Education
College of Integrated Science
and Technology/School of
Health and Human Services
College of Letters and Sciences
JMU Womens Caucus
and External Programs
JMU Sponsored Scholarships
JMU sponsored scholarships are privately funded scholarships that
are awarded by JMU departments and schools. Recipients are chosen
based on specific requirements that are established by the donor
department or school. The descriptions of these scholarships are
listed below providing the requirements and the department or
school to contact for additional information.
Several scholarships are awarded to undergraduate art students
who have demonstrated a high level of academic achievement in
studio work, art history or art education. This scholarship is
sponsored by the School of Art and supported through contributions.
Contact the School of Art for additional information.
The Duke Memorial Scholarship
This scholarship was established in memory of the late Samuel
Page Duke, who served as president of Madison College from 1919-1949.
This scholarship is provided through funds from the Student Government
Association and is awarded annually to the member of the junior
class who has the highest scholastic record for five semesters
while a student at James Madison University. It is available for
the senior year.
Special Talents and
Several scholarships are awarded each year to undergraduate students
who have demonstrated the potential for exceptional non-academic
contributions to the betterment and recognition of James Madison
University and the Commonwealth of Virginia. Recipients are selected
from recommendations submitted to the scholarship committee by
faculty, staff and alumni.
Several scholarships are awarded to qualified undergraduate music
students on the basis of performing ability and School of Music
needs. Stipends are awarded to keyboard, voice, wind, string,
percussion and composition students and are assigned on either
a one-time or continuing basis. Scholarships for new students
are awarded on the basis of evaluations determined at entrance
auditions. Contact the School of Music for more information.
Sarah Lanier Tabb Oliver
This scholarship was established by the TOWN Foundation which
is a non-profit, charitable, philanthropic organization founded
by members of Norfolk Lodge No. 1, Ancient, Free and Accepted
Masons. The scholarship is to honor the memory of Sarah Lanier
Tabb Oliver who attended the State Normal School for Women (now
JMU) from 1920 to 1922.
Applicants must be entering female freshmen
who have substantial financial need. A federal application for
financial aid should be submitted to the Office of Financial Aid
and Student Employment by Feb. 15.
The Aurelia B. Walford Scholarship
Scholarships for the study of classical music are awarded annually
to students majoring in music. Varying amounts up to $2,000 per
year are awarded on the basis of the merit of applicants. New
JMU students will be evaluated at the entrance auditions required
for admission to the School of Music. Recommendations by the audition
committees will be made to the Walford Scholarship Committee,
which shall determine the recipients and amounts. Awards are made
for single academic years but may be renewed as long as students
major in music and maintain the criteria established by the scholarship
committee. Applications for renewal and for first-time upperclassmen
must be initiated by students each spring. For additional information
contact the School of Music.
J. Binford Walford Scholarship
Several scholarships may be awarded annually to students at James
Madison University who are majoring in art but plan later study
in architecture with the intent to become professional architects.
Generally, these scholarships are awarded in amounts ranging from
$1,000-$4,000. The award may be renewed upon reapplication, if
progress is good toward the aims for which the scholarships are
given, during the time the student is enrolled at James Madison
Scholarship recipients are assigned an adviser in the
School of Art who assists them in selecting courses which will
facilitate their entry into a school of architecture.
application should support the applicant's ability and/or serious
intent to pursue architecture as a career, and may be accompanied
by letters of recommendation from professors or others who have
some familiarity with the applicant's abilities. Applications
should be sent by March 1 to:
Director, School of Art
James Madison University
Harrisonburg, VA 22807
Private Off-Campus Scholarships
Private off-campus scholarships include those scholarships awarded
to specific students by outside (non-JMU) organizations. These
scholarships are credited to the student's account upon receipt
of the funds. If this type of scholarship is to be used to pay
tuition and fees, the funds must be received prior to the semester
due date for payment of fees. The student is responsible for compliance
with the provisions of the scholarship, (i.e., grade reporting,
notification of attendance, etc.).
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Last reviewed: Sept. 10, 1994
Information Publisher: Academic Services