What is Workers' Compensation?
Workers' Compensation is a benefit for faculty members, classified staff, or hourly or student workers who are injured while performing their job.
What should I do if I get hurt while at work?
Tell your supervisor or Human Resources, who will get you the medical attention that you need, and will fill out the proper paperwork.
Can I be treated by my family doctor or PCP?
No, in order to be covered for a work-related injury/disease, you must select a physician from our panel. There are three facilities listed on our panel for you to choose from. You may risk losing your benefits if you are treated by another physician.
What if I only get a "small boo boo" and do not think I need medical treatment?. Do I still have to report it?
Yes, report all injuries, no matter how small.
What happens after the claim is reported?
After you report your accident/injury, the JMU Worker's Compensation Coordinator will file a claim on your behalf with Managed Care Innovations.
How does MCI decide if the claim is approved/denied?
The benefit coordinator does an investigation by talking to you and the doctors, and anyone else who was involved, and then compares what they found with the state Workers Compensation Act. The decision is then sent to the Department of Human Resource Management for analysis to see if the law was followed when approving/denying the claim.
How do I know if it is approved/denied?
You will receive a letter from Managed Care Innovations informing you of the decision.
What happens if the doctor does not release me to work at full capacity?
In most cases, we are able to accommodate the restrictions that are recommended by the physician. You, your supervisor, the panel physician and the Worker's Compensation Coordinator will come up with a plan to get you back to work as soon as you are able, even if it is not at full capacity.
Will I still be paid if I am not able to work at all?
You will be paid, but your leave will be charged until we know if the claim has been approved or denied. Once the claim is approved, you will be reimbursed leave time with the following exception: The first 7 days are considered a waiting period and will be charged to your leave, unless you are out of work for 21 days. After 21 days missed, the waiting period is restored to your leave balances.
Does Workers' Compensation pay 100% while I am not able to work?
No, Workers' Compensation pays 66 2/3 of your average weekly wage, not 100% (after the waiting period).