Directions

Summer Term Parent PLUS Loan
If you wish to apply for a Parent PLUS Loan, then please read the Summer 2018 Financial Aid Instructions and make sure your student fills out a JMU 2018 Summer School Financial Aid Application.  The application can be found at the end of the Summer Aid Instructions. Your PLUS Loan cannot be processed if your student does not complete a JMU 2018 Summer School Financial Aid Application, as that is necessary to determine your eligibility to apply for this loan.

Once these steps are completed you will receive a Parent PLUS Loan Financial Aid Award Notice with directions for completing the application process.  As in the fall and spring terms, parents cannot apply for the PLUS Loan via MyMadison, but will complete the application through a different process that is outlined on the Parent PLUS Loan Financial Aid Award Notice.

Fall and Spring Term Parent PLUS Loan
If you wish to apply for a Parent PLUS Loan for the Fall 2018/Spring 2019 academic year, then you will need to wait until you receive your Parent PLUS Loan Financial Aid Award Notice.  The process of e-mailing those to parents will begin around the end of June.  It is important that you do NOT attempt to apply for your loan until you receive the award notice, as it will not be processed.

If you are applying for a Parent PLUS Loan for the Fall 2017/Spring 2018 academic year, then follow the instructions outlined on the Parent PLUS Loan Financial Aid Award Notice.

Common Steps
Steps Specific to Parent PLUS Direct Loans
  • IMPORTANT: You must be an undergraduate student to be eligibile.  If you are a graduate student, you may pursue a Grad PLUS loan
  • Parent receives a Parent PLUS loan award notice email (or letter if no parent email is on the FAFSA)
  • Watch video on Parent PLUS loans: http://www.jmu.edu/financialaid/learn/videos/financial-aid.shtml#plus
  • Complete Parent PLUS Loan application (https://studentloans.gov/myDirectLoan/index.action) and pass a credit check.
    • If the borrower's credit check is denied, the Department of Education will send instructions on the credit overturn/appeal process.  The borrower may contact the Applicant Services line at 800-557-7394.
  • First Time Borrowers Only:

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